The Financial Infrastructure for Insurance
Real-Time Control of Funds. Anytime. Anywhere.
Gain visibility, automate fund flows and make global payments in seconds to unlock efficiency, innovation, and growth across the insurance ecosystem.




Control & Optimize Funds
See every fund. Free blocked capital.
Most insurers over-reserve by 30-50% because they can't see delegated funds in real-time. Vitesse is your single source of truth—showing exactly where funds are, who's using them, and what's available.
The result? Release up to 80% of capital sitting idle in claim accounts and put it to work. Full audit trail. Tier-1 custodial safeguarding. No blind spots.
Most insurers over-reserve by 30-50% because they can't see delegated funds in real-time. Vitesse is your single source of truth—showing exactly where funds are, who's using them, and what's available.
The result? Release up to 80% of capital sitting idle in claim accounts and put it to work. Full audit trail. Tier-1 custodial safeguarding. No blind spots.
Streamline End-to-End Funds Flow
Claimants paid in hours, not weeks.
Banks take 5-10 days. Vitesse pays same-day or instantly—via bank transfer, eCheck, pay-to-card, or wallet. Your choice of rail. Their choice of method.
Complex structures? Handled. Quota shares, protected cell captives, multi-party flows—our infrastructure routes funds correctly based on your contracts. Every payment tracked, auditable, compliant.
Banks take 5-10 days. Vitesse pays same-day or instantly—via bank transfer, eCheck, pay-to-card, or wallet. Your choice of rail. Their choice of method.
Complex structures? Handled. Quota shares, protected cell captives, multi-party flows—our infrastructure routes funds correctly based on your contracts. Every payment tracked, auditable, compliant.
Connect with the Global Insurance Ecosystem
Launch programs faster. Scale without friction.
Onboarding a new TPA, MGA or launching a new program means adding another bank account, another integration, another compliance process. Not with Vitesse.
We're already live with 550+ insurers, MGAs, TPAs, and brokers. Onboard partners in days, not months. Share real-time data. Benchmark performance. Operate as one ecosystem.
Onboarding a new TPA, MGA or launching a new program means adding another bank account, another integration, another compliance process. Not with Vitesse.
We're already live with 550+ insurers, MGAs, TPAs, and brokers. Onboard partners in days, not months. Share real-time data. Benchmark performance. Operate as one ecosystem.
Insurers & Carriers
Gain total visibility, optimize funds, and be compliant with audit-ready reporting in a safeguarded environment.
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MGA
Build trust with capacity providers, expand across jurisdictions, and deliver a modern claims experience.
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TPA
Enhance your proposition to insurers, eliminate cash calls, and issue real-time, claimant-first payouts with ease.
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180+
countries/currencies
550+
connected partners
$30bn
processed since inception
USA/UK/EU
multi-market regulated

Payments & Claims
Your Claims Management System Can Issue a Payment, But That Doesn’t Mean It’s a Payment System
Most CMS platforms can issue a payment. That's not the same as having a payment strategy — and the gap has real implications for compliance, cost, and carrier relationships.
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Thought Leadership
Reconciliation Isn't Your Problem. Your Data Is.
As real-time payments accelerate across insurance, reconciliation has become more urgent than ever. But the real challenge isn't reconciliation itself—it's the fragmented, inconsistent data that sits behind it.
What does Vitesse do for insurance companies?
Vitesse is a service provider for the insurance industry, providing financial infrastructure to hold and safeguard premium and claim funds, and make instant or same-day payments to claimants and suppliers globally. It enables clients to control how partners (such as MGAs, TPAs, brokers, fronting carriers, capacity providers and other insurance participants) view funds and execute payments, while providing reporting for reconciliation and audit purposes.
How does Vitesse help insurance companies manage claim funds?
Vitesse gives clients real-time visibility and control over premium and claim funds across their programmes and partners. Unlimited virtual accounts can be created to segregate funds and support reporting, with configurable permissions to view activity, add funds and make payments. This helps clients manage liquidity, reduce underfunding and excess funding, and simplify governance.
What payment capabilities does Vitesse provide?
Vitesse enables clients to make fast, secure payments to claimants and suppliers globally. Payment options include bank transfers, postal and electronic checks in the U.S., virtual cards and other digital methods. Vitesse can automate the claimant payment journey, from securely collecting payment details to executing the payment, while repeat supplier payments can be consolidated and scheduled for greater efficiency.
Where does Vitesse operate globally?
Vitesse has offices and regulated operations in the US, UK and EU, supporting insurance clients worldwide. The platform can hold funds in 26 currencies and make payments in nearly 100 currencies across more than 150 destinations. Vitesse also provides the technology underpinning Faster Claims Payment (FCP) in the Lloyd’s market.
What types of companies can work with Vitesse?
Vitesse works exclusively with the insurance industry. Carriers can delegate claim funds to TPAs, TPAs can manage funds on behalf of carrier clients, MGAs can manage capacity providers’ funds, brokers can orchestrate premium flows to carriers, and captives can manage funds for self-insured businesses. Vitesse is particularly valuable where multiple insurance partners need to coordinate funds, permissions, payments and reporting. Vitesse is also building an ecosystem of insurance technology and service providers to support connected, end-to-end insurance operations.







